People often say that renting is a waste of money. Those same people also say buying a home is a good investment. But neither statement is necessarily true. There are plenty of pros and cons for both
As one of the most important and accurate ways to measure financial health, a credit score predicts how likely you are to pay off a loan. Your credit score is determined by many factors, including cur
Now that you’ve begun the home-buying process, you have likely been advised by a friend or two that you should get pre-approved for a mortgage. Although this is not technically a required step in the
Buying a first home may be more affordable than you think—once you realize that there are many ways to save in the long term, including first-time homebuyer discounts and tax credits that can signific
Everyone could use a bit of help now and again, and first-time homebuyers are no exception. The Department of Housing and Urban Development (HUD)—which oversees government programs that help Americans
The United States Department of Agriculture (USDA) authorized the Section 502 rural home loan—also referred to as USDA home loan—to encourage families to migrate from metropolitan areas and build up r
Among other criteria, mortgage lenders review a borrower’s credit score to help determine the rate and the loan programs available to them. Those with stronger credit scores may receive lower mortgage
92 MILLION STRONG! Millennials are the largest living generation. Millennials are here and we shouldn’t ignore them anymore. They’re the largest generation in U.S. history; however, millennial homebuy
Change is inevitable in the home-buying process. It can happen quickly and have a great effect. Maybe the local housing market takes a dip, or you experience an unexpected cost that reduces your down
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